Quebec’s Immigrant Investor Program for Assistance to Business was created by the Quebec government in 1986 in order to favour the unconditional entry of businesspeople and their families to Quebec as permanent residents.  The program provides subsidies to Quebec businesses in the process of realizing admissible projects. Under this program, potential immigrant investors who agree to respect certain requirements can obtain permanent residents status in Quebec.  The program allows immigrant investors and their families to obtain an unconditional Canadian permanent resident visa.
|     Admissibility Criteria    |
The program is meant for immigrant investors who want to settle in the province of Quebec. To qualify, an applicant must:

• have a net worth of C$800,000 obtained legally;
• have at least two (2) years of management experience acquired in the five (5) years preceding the application. This experience does not need to be acquired in a profitable business and/or on a full-time basis;
• management experience acquired in a professional business will be eligible to enable the selection of applicants who practice both management functions and a professional activity. In this case, the professional business should have at least the equivalent of two full-time staff (30 or more hours per week), excluding the immigrant applicant;
• invest in IQ Immigrant Investisseurs Inc. for a period of five (5) years.

• |     Main features of the Quebec Program    |

  Investment:	C$400,000
  Financing Option:	The financing plan enables immigrant investors, to borrow and therefore invest only a portion of the minimum investment required, while still satisfying all of the program requirements.
  Interest on the investment:	0%
  Guarantee:	The investment is fully guaranteed by a five (5)-year term note payable to the immigrant investor in the amount of C$400,000 issued by IQ Immigrants Investisseurs Inc., which is fully and unconditionally guaranteed by the Government of Quebec.
  Investment term:	IQ Immigrant Investisseurs Inc. invests the funds at the market interest rate for a five (5) -year period, i.e. as stipulated in the Regulation Respecting the Selection of Foreign Nationals. The return on the investment is paid to IQ Immigrants Investisseurs Inc., which uses it to finance its assistance program for small -and medium-sized businesses.
  Withdrawals:	No withdrawals are permitted during the five (5)-year period
  Financial Intermediary:	Industrial Alliance Trust Inc.

The Canadian Immigrant Investor Program was created by the federal government to encourage the entry of businesspeople and their families to the country. Under this program, potential investors who meet certain requirements can obtain permanent resident status in Canada.

The Program allows the immigrant investors and their families to obtain an unconditional Canadian permanent resident visa.

• immigrant investors obtain permanent resident status upon arrival in Canada;
• immigrant Investors are permitted to live, work, study and do business in Canada;
• immigrant Investors are allowed to enter and leave Canada freely;
• immigrant Investors may apply for Canadian citizenship three (3) years after arrival in Canada;

|     Admissibility Criteria    |
The Canadian program is intended for immigrant investors who want to settle anywhere in Canada, except in the province of Quebec. To qualify, an applicant must:

• have a net worth of C$800,000 obtained legally;
• have operated or directed a qualifying business, (see defintion), or have managed at least five (5) full-time employees for at least two (2) years within the previous five (5) years (business experience);
• invest C$400,000 in the Canadian economy (with the Receiver General of Canada) for a period of five (5) years;
• meet the prescribed heath and security conditions.

|     Main features of the Canadian Immigrant Investor Program    |